Best 0% APR Credit Cards of August 2025
Looking for a credit card that offers a 0% APR? Here are some of the best options available in August 2025:
1. Chase Freedom Unlimited
- Introductory 0% APR on purchases and balance transfers for the first 15 months
- No annual fee
- Cash back rewards program
2. Citi Simplicity Card
- 0% APR on purchases and balance transfers for the first 18 months
- No late fees or penalty APR
- No annual fee
3. Discover it Cash Back
- 0% APR on purchases and balance transfers for the first 14 months
- Cash back rewards program
- No annual fee
Questions and Answers
Q: What does 0% APR mean?
A: 0% APR stands for 0% annual percentage rate, which means you won’t be charged any interest on your purchases or balance transfers for a certain period of time.
Q: How long does the introductory 0% APR period last?
A: The length of the introductory 0% APR period varies depending on the credit card issuer. Make sure to check the terms and conditions before applying.
Q: Are there any fees associated with 0% APR credit cards?
A: While many 0% APR credit cards don’t have an annual fee, there may still be other fees to consider, such as balance transfer fees or foreign transaction fees.
With the right 0% APR credit card, you can make purchases or transfer balances without worrying about accruing interest for a limited time. Be sure to compare different options and choose the one that best fits your financial needs and goals.
