What are Chase’s 5% bonus categories for Q4 2025 and how can you maximize your rewards?

Chase’s 5% Bonus Categories for Q4 2025

Chase has announced its 5% bonus categories for the fourth quarter of 2025, offering cardholders the opportunity to earn extra rewards on select purchases. The bonus categories for this quarter include Chase Travel, Department Stores, PayPal, and Old Navy.

What are the Bonus Categories?

• Chase Travel: Cardholders can earn 5% cash back or rewards points on eligible travel purchases made with their Chase credit card. This category may include flights, hotels, car rentals, and more.
• Department Stores: Shopping at participating department stores will earn cardholders 5% cash back or rewards points. This category may include popular retailers like Macy’s, Nordstrom, and Kohl’s.
• PayPal: Using PayPal for online purchases can earn cardholders 5% cash back or rewards points. This category may include a wide range of online retailers that accept PayPal as a payment option.
• Old Navy: Shopping at Old Navy, a popular clothing retailer, will earn cardholders 5% cash back or rewards points. This category may include purchases made in-store or online at Old Navy.

How Can Cardholders Maximize their Rewards?

Cardholders can maximize their rewards by strategically using their Chase credit card in the bonus categories for Q4 2025. Some tips to maximize rewards include:

• Using the Chase card for all eligible purchases in the bonus categories.
• Keeping track of spending to ensure that the 5% bonus cap is not exceeded.
• Taking advantage of any additional promotions or offers in conjunction with the bonus categories.
• Considering purchasing gift cards for future use to maximize rewards in the bonus categories.

FAQs

• Can I earn the 5% bonus on all purchases at these retailers?
  – The bonus is typically limited to a certain amount of spending within each category, so be sure to check the terms and conditions.
• Do I need to activate the bonus categories?
  – In most cases, cardholders need to activate the bonus categories through their Chase account to be eligible for the 5% rewards.
• Are there any restrictions on the types of purchases that qualify for the bonus?
  – Some exclusions may apply, so it’s important to review the terms and conditions for each category.

Overall, Chase’s 5% bonus categories for Q4 2025 provide cardholders with the opportunity to earn extra rewards on their purchases in these select categories. By taking advantage of these bonus categories and following the tips to maximize rewards, cardholders can make the most of their Chase credit card benefits.